No Costs to You.
We Help You Make More Money.

Turn processing fees into profit while staying 100% compliant with regional regulations.

THE CHALLENGE

Processing fees eat into your margins

2.9% + $0.30 adds up fast

Processing $100K in transactions? That's $3,200 in fees cutting into your revenue. As your business grows, these costs scale linearly—eating a bigger chunk of your profits every month.

You can't just add surcharges

State laws vary wildly. Connecticut bans surcharges on credit cards. California caps them at 4%. Card networks have their own rules. Get it wrong and you're looking at fines, chargebacks, and angry customers.

Building compliance yourself is expensive

Legal review, ongoing maintenance, API integration work, updating rules as regulations change—you're looking at months of development time and tens of thousands in costs.

THE SOLUTION

Sir Chargly handles everything

Automatic Compliance

We track and enforce regulations across 35+ regions. No legal headaches, no compliance teams, no stress.

Transparent Fee Passing

Customers see exactly what they're paying. Clear breakdowns build trust, not confusion. Everyone knows where the money goes.

One API Call

Drop-in replacement for Stripe charges. 5 minutes to integrate. Works with your existing setup.

Here's what that means for you

$0 Cost to You

You pass the $0.25 transaction fee to customers, just like processing fees.Zero impact on your margins.

Increase Revenue

Many merchants charge more than the base processing fee. That extra margin goes straight to you.

Example: 100 transactions/day = $912.50/month extra

Stay Protected

We monitor compliance changes automatically. No action needed from you.

Legal peace of mind, included

Launch in Minutes

Get API keys instantly. Test mode included. Production-ready in one afternoon.

No months-long implementation

Transparent Reporting

See every fee, every transaction. Real-time dashboard. Export for accounting.

Complete visibility, always

Everything you need, nothing you don't

Multi-Region Support

  • • 35+ regions pre-configured
  • • Automatic rule enforcement
  • • US, Canada, expanding globally

Real-Time Estimates

  • • Calculate fees before charging
  • • Show customers exact amounts
  • • Build trust and transparency

Flexible Fee Configs

  • • Set percentage + flat fee
  • • Different rates per region
  • • Update anytime via dashboard

Direct & Separate Billing

  • • Single charge or itemized
  • • Support all business models
  • • Customer preference options

Comprehensive Dashboard

  • • Track all transactions
  • • Monitor earnings
  • • Manage API keys

Developer-Friendly

  • • RESTful API
  • • Node.js SDK (more coming)
  • • Excellent documentation

Trusted by developers

$2.5M+
Fees Processed
25K+
Transactions
99.9%
Uptime
"

Sir Chargly let us stay compliant while passing processing fees to our customers. Setup took 10 minutes and saved us thousands in development costs.

Engineering Team

Marquee

Processing $50K+ monthly

Start making more money today

Create your account and get API keys instantly. No credit card required.

No credit card required • 5-minute setup